Cut your payroll taxes. Strengthen your benefits. Pay nothing out of pocket.
Employer Value Partners helps companies with 10+ W-2 employees reduce FICA payroll taxes by up to $640 per employee, per year — while delivering a richer wellness benefits package, adding income to employees' paychecks, with no added costs to you.
Up to $640
Avg. annual savings per W-2
30–45 days
To full implementation
$0
Out-of-pocket employer cost
Estimate Your FICA Savings
See how much your business could save annually.
Estimated Annual FICA Savings
$32,000
Recurring year over year
The Process
Four steps from discovery to savings
A proven, IRS-compliant rollout that integrates with your existing payroll and benefits — no replacement of current health plans required.
Census Review
We analyze your payroll and W-2 census to calculate your exact FICA savings opportunity. Quick, non-intrusive, and obligation-free.
Plan Design
Our specialists draft your Section 125 Cafeteria Plan, SIMERP, and PCMP documents — fully aligned with IRS, ACA, and HIPAA standards.
Employee Activation
We handle enrollment, payroll integration, and employee education. Your team adopts new wellness benefits without losing a dollar of take-home pay.
Ongoing Compliance
We administer plan documents, nondiscrimination testing, and annual updates so you stay audit-ready and your savings stay consistent.
A Win for Both Sides
Built so everyone wins — employer and employee
Real tax relief for your business. Real wellness benefits for your team. No trade-offs.
For Employers
Substantial FICA Tax Reduction
Save 7.65% of payroll on the dollars routed through the plan — typically up to $640 per W-2 per year.
Stronger Employee Retention
Offer enhanced benefits without raising salaries. A more attractive package reduces costly turnover.
Zero Disruption to Current Plans
Stacks on top of your existing health coverage. No replacements, no carrier changes, no headaches.
Cash-Flow Positive From Day One
$0 setup fees. Administration is funded out of generated tax savings — you keep the majority.
For Employees
Same or Higher Net Take-Home Pay
Pre-tax payroll structuring means employees keep just as much — often more — of every paycheck.
$0 Copay Telehealth & Mental Health
24/7 virtual care, mental health support, and chronic care navigation — included for employees and family.
Wellness Programs & Health Screenings
Preventive screenings, biometric assessments, and wellness coaching — proactive care, not just reactive coverage.
Pre-Tax Rx & Supplemental Coverage
Prescription packages and supplemental benefits accessible without burdening employee paychecks.
$640
Maximum annual employer FICA savings, per participating W-2
100%
IRS Section 125-compliant plan design and ongoing administration
45 Days
Or fewer to full rollout, with minimal disruption to operations
Qualification
Is your business a fit?
The program is designed for established U.S. employers with a stable W-2 workforce.
- 10+ full-time W-2 employees (not 1099 contractors)
- Employees earning ~$32K+ annually on average
- Standard payroll system (we integrate with all major providers)
- U.S.-based business entity — Corp, LLC, Partnership, or Non-Profit
- Existing health plan
- Interest in retention and reducing payroll cost
Common Questions
Straight answers, no fine print
See exactly what your business could save.
Send a quick payroll census and we'll deliver a detailed, no-obligation savings estimate within 48 hours.